Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 4813 Online: www.AssabetAfterDark.com / Call: 508-263-9651 I owe a lot in student loans, Tim made me confident that I can pay it off faster. Scott Thomas How to Get Debt Free! Student Loan Debt Relief Monday, 6:30 - 9:30pm, Oct. 24 • $55 BF01-F16 If you are paying off student loans, you need to attend this workshop! You will learn the advantages and “how to” of consolidating government student loans – reducing your monthly payments - as well as rapidly paying off crushing long term debt. Reducing your student loan monthly payments can automatically be used to help you eliminate other debt. Loan Forgiveness information is also reviewed. You will learn the difference between various student loan repayment plans as well as how to switch plans for your maximum advantage as your circumstances change. A large majority of grads and/or their parents are vaguely aware of the options available to them, but have no specific information on how to choose or apply them effectively. Dealing directly with the government can be an intimidating and daunting challenge. The workshop includes a free workbook. An optional textbook is available for $39 from the instructor. Instructor: Tim Schnelle Successful Small Business Start-Up and Management by SCORE® 7 Tuesdays, 6:30 - 9pm, Sept. 20 - Nov. 1 • $175 Single BF07-F16 $299 Couple Are you thinking about starting a business, have begun the planning process, or recently started a business and are looking to sharpen your skills, investigate new tools, or expand your knowledge? The course consists of seven tested and acclaimed weekly workshops taught by successful business executives from SCORE®, Counselors to America’s Small Business, who can assist you in each stage. Some topics covered in class include how to get organized, why businesses succeed or fail, how to prepare a crucial business plan and communicate your strategy for achieving objectives, how to create an effective marketing plan, essential decisions to make when starting a business, the importance of learning to read and use financial information, the growing importance of e-commerce and social media, and legal entity structures, among others.  SCORE® counseling is also available to you, free of charge, in a one-on-one meeting, on any aspect of opening and managing your business. (SCORE® has offices in Worcester, Westborough, Fitchburg, Devens, Marlboro, Milford, Southbridge, and Whitinsville.) Facilitator: Bob Aspell Using Social Media to Grow Your Business or Non-Profit Wednesday, 6:30 - 9:30pm, Oct. 19 • $99 BF08-F16 The Internet has changed the way businesses reach, attract and sell to customers.  Today companies are using blogs, Facebook, Twitter, LinkedIn and an ever-expanding universe of social media networks to engage customers and help lead them to the final buying decision.  You will learn how to grow your business or organization by connecting with customers through social media.  Starting with figuring out where to find your customers (Hint: they may not be everywhere) to building trust and relationships, you’ll explore how to use the most popular social media tools to attract fans and followers.  From what to post to encourage conversations with your audience to how to measure the success of your social media efforts, this class will take you from beginning to end on your social media marketing.  Additional topics will include other social media sites such as YouTube, Yelp, Pinterest and more.  You will have the opportunity to explore various social media during class and receive feedback from the instructor.  To maximize learning, you should create a free Facebook, Twitter and LinkedIn account before coming to class. Instructor: John Agoglia Ace Your Next Interview: Communicate, Engage, and Influence 3 Wednesdays, 6:30 - 8:30pm, Oct. 19 & 26, Nov. 2 • $119 BF22-F16 Are you preparing for an interview? What are your strengths and why would someone hire you instead of someone else? Do you know how to interact for both the phone interview and the in- person interview? You might know the answer to questions about your strengths and weaknesses, but in this course, you will walk away with words, phrases and response strategies that will allow you to adapt to any interview scenario. Our interactive workshop includes mock interviews, structured role playing, and practical feedback.  This training will empower you to project confidence, utilize your non-verbal skills, and improve your active listening. We will review situational and behavioral interview questions and answers as well as post-interview processes and self- evaluation. You will also learn how to use interview skills to learn valuable information from others when you’re the interviewer.  Instructor: Mark Altman BUSINESS & FINANCE Very informative, organized and useful. Thank you for being upfront and honest with the dangers and benefits around starting a business. Joe Rotti Successful Small Business Start-up & Management